Our plans

Company cover as standard. Personal cover when you need it.

ANAX's main service is medical cover for employers, built around your workforce. Personal and family plans are available alongside it — and at a preferential rate for staff already covered through their employer.

Main service — B2B

The company plan

We design the benefit structure with you, agree it in writing, and administer it from then on. Your people are covered at partner facilities from day one.

  • Medical cover for all your employees, and their dependants
  • Rates negotiated according to your headcount
  • A dedicated account manager and annual health report
  • On-site health monitoring where you need it
  • One monthly invoice, no claims paperwork for your team

Contribution

On quotation

Priced per employee, based on headcount and the benefits you choose. Quotations are normally issued within one working day.

Request a company quoteCompany profile

Secondary service — B2C

Personal & family cover

The same healthcare schemes we manage for employers, available directly to individuals, couples and families. Clear prices, fixed in advance, quoted in Zambian Kwacha (K). These are managed healthcare schemes administered by ANAX — not insurance policies.

Silver

Package for 1 person

K —/month

Consultation

  • General medicine
  • Paediatrics
  • Minor surgery
  • Antenatal — once a month

Laboratory

  • Full blood count, thick smear, blood culture, urinalysis, blood sugar
  • Haemoglobin, haematocrit, red and white cells
  • White cell count, erythrocyte sedimentation rate
  • Blood group, Widal test, direct stool and parasites
  • Urine sediment, glucose, protein
  • Vaginal/urethral smear, pregnancy test, Emmel test
  • Bleeding and clotting time, HIV, stool exam, haematocrit

Medical imaging

  • Bone and chest X-ray

Surgery

  • Simple suturing, abscesses, haematomas, boils
  • Simple plaster cast for upper and lower limbs, circumcision
  • Blood transfusion (with a family donor)
  • Tongue-tie release, nail removal
  • Abscess and haematoma incision, lipoma removal
  • Wound debridement, sprain and epicondylitis injection
  • Ingrown toenail removal, extra digit resection

Nursing care

  • Nursing care, injections, hygiene care, consumables (kits, needles, syringes)
  • Dressings for wounds and first-degree burns
  • Drip for common conditions

Pharmaceuticals

  • First-line generic medicines

Hospitalisation

  • General wards — up to 3 days

Other

  • Nursing procedures, simple and surgical dressings
  • Patient observation in the recovery room
Choose this plan

Gold

Medical cover for a family of 5

Popular

K —/month

Consultation

  • General medicine
  • Paediatrics
  • Minor surgery
  • Antenatal — once a month

Laboratory

  • Full blood count, thick smear, blood culture, urinalysis, blood sugar
  • Haemoglobin, haematocrit, red and white cells
  • White cell count, erythrocyte sedimentation rate
  • Blood group, Widal test, direct stool and parasites
  • Urine sediment, glucose, protein
  • Vaginal/urethral smear, pregnancy test, Emmel test
  • Bleeding and clotting time, HIV, stool exam, haematocrit

Medical imaging

  • Extremities (fingers, toes)
  • Bone belts (shoulders, ankles)
  • Chest X-ray
  • Rib cage

Surgery

  • Simple suturing, abscesses, haematomas, boils
  • Simple plaster cast for upper and lower limbs, circumcision
  • Blood transfusion (with a family donor)
  • Tongue-tie release, nail removal
  • Abscess and haematoma incision, lipoma removal
  • Wound debridement, sprain and epicondylitis injection
  • Ingrown toenail removal, extra digit resection

Nursing care

  • Nursing care, injections, hygiene care, consumables (kits, needles, syringes)
  • Dressings for wounds and first-degree burns
  • Drip for common conditions

Pharmaceuticals

  • First-line generic medicines

Hospitalisation

  • General wards — up to 7 days

Other

  • Nursing procedures, simple and surgical dressings
  • Patient observation in the recovery room
Choose this plan

Diamond

Medical cover for a family of 5

K —/month

Consultation

  • General medicine
  • Paediatrics
  • Nutrition
  • Ophthalmology
  • Gynaecology
  • Dentistry
  • Dermatology
  • Minor surgery
  • Ultrasound — once a month
  • Antenatal — once a month
  • Physiotherapy

Laboratory

  • Full blood count, thick smear, blood culture, urinalysis, blood sugar
  • Haemoglobin, haematocrit, red and white cells
  • White cell count, erythrocyte sedimentation rate
  • Blood group, Widal test, direct stool and parasites
  • Urine sediment, glucose, protein
  • Vaginal/urethral smear, pregnancy test, Emmel test
  • Bleeding time, clotting time, cerebrospinal fluid, urinalysis
  • Urea, creatinine, albumin, sugar, Gram stain
  • Special tests type 1: sputum Ziehl-Neelsen, cerebrospinal fluid
  • HIV, Widal test, Gram stain
  • Uric acid, thyroid function, blood urea, HBS, HCG, ESR, VDRL, SGOT, SGPT, bilirubin
  • Glucose tolerance, stool exam, GSRh, LDL and HDL
  • Alkaline phosphatase, total lipids, proteins, cholesterol
  • Haemoglobin and protein electrophoresis, blood electrolytes, fitness check-up

Medical imaging

  • Extremities (fingers, toes), bone belts (shoulders, ankles)
  • Spine by segment, skull, facial bones, chest X-ray
  • Plain abdomen, standard ECG (3 times a month), 1 CT scan every 6 months
  • Gynaecological and obstetric ultrasound (1/month), pelvic, abdominal, cardiac
  • Special X-ray on a doctor's request, pelvic belt X-ray

Surgery

  • Simple suturing, abscesses, haematomas, boils, plaster cast, circumcision
  • Curettage, normal and complicated deliveries
  • Joint injection, hymen repair, simple orthopaedic reduction
  • Simple removal of foreign bodies
  • Blood transfusion (with a family donor)
  • Tongue-tie release, nail removal, visible cystectomy
  • Abscess and haematoma incision, lipoma removal
  • Hydrocele, lumbar, knee, spinal and pleural puncture
  • Ingrown toenail removal, extra digit resection

Nursing care

  • Nursing care, injections, hygiene care, consumables (kits, needles, syringes)
  • Dressings for wounds and first-degree burns
  • Drip for common conditions

Pharmaceuticals

  • First-line generic medicines

Hospitalisation

  • General wards — up to 7 days
  • VIP clinic in a two-bed room — up to 4 days

Catering

  • Full breakfast in the VIP clinic

Maternity

  • Normal delivery
  • Complicated delivery
  • Curettage

Other

  • Nursing procedures, simple and surgical dressings
  • Patient observation in the recovery room
  • Newborn vaccinations
  • Nebulisation
Choose this plan

Cobalt

Medical cover for a family of 5

K —/month

Consultation

  • General medicine
  • Ophthalmology
  • Dermatology
  • Minor surgery
  • Ultrasound — once a month
  • Antenatal — once a month

Laboratory

  • Full blood count, thick smear, blood culture, urinalysis, blood sugar
  • Haemoglobin, haematocrit, red and white cells
  • White cell count, erythrocyte sedimentation rate
  • Blood group, Widal test, direct stool and parasites
  • Urine sediment, glucose, protein
  • Vaginal/urethral smear, pregnancy test, Emmel test
  • Bleeding time, clotting time, urinalysis, albumin, sugar, Gram stain
  • Special tests type 1: sputum Ziehl-Neelsen
  • HIV, Widal test, Gram stain
  • Uric acid, thyroid function, HBS, HCG, ESR, VDRL, SGOT, SGPT
  • Glucose tolerance, reticulocytes, stool exam, GSRh, HBS

Medical imaging

  • Extremities (fingers, toes)
  • Bone belts (shoulders, ankles)

Surgery

  • Simple suturing, abscesses, haematomas, boils, plaster cast, circumcision
  • Curettage
  • Tongue-tie release, nail removal
  • Abscess and haematoma incision, lipoma removal
  • Wound debridement, sprain and epicondylitis injection
  • Hydrocele, lumbar, knee, spinal and pleural puncture
  • Ingrown toenail removal

Nursing care

  • Nursing care, injections, hygiene care, consumables (kits, needles, syringes)
  • Dressings for wounds and first-degree burns
  • Drip for common conditions

Pharmaceuticals

  • First-line generic medicines
  • Specialist medicines

Hospitalisation

  • General wards — up to 3 days
  • Curettage

Maternity

  • Normal delivery
  • Complicated delivery (prior agreement)
  • Curettage

Other

  • Nursing procedures, simple and surgical dressings
  • Patient observation in the recovery room
  • Newborn vaccinations
  • Nebulisation
  • Crutches
Choose this plan

Specialised plans

Dedicated programmes for specific needs

Cobalt Student

Medical cover for students

K —/month

Choose this plan

Maternity

Medical cover for expectant mothers

K —/month

  • Antenatal consultations (ANC visits)
  • Obstetric ultrasounds
  • Laboratory tests
  • Vaccines for mother and newborn
  • Episiotomy and cervical repair
  • Blood transfusion
  • 3 days hospitalisation
  • Normal and complicated deliveries
Choose this plan

Diabetes support

Specialist medical follow-up for diabetics

K —/month

  • Tailored diabetic diet plan
  • Nutrition advice from a professional nutritionist and wellness coach
  • Personalised meal plan adapted to diabetes
  • Personalised weekly shopping list
  • Beginner workouts with no equipment
  • Nutrition guidance before and after workouts to avoid blood sugar drops
  • 5 to 15 minute routines you can do at home
Choose this plan

Sickle cell cover

Cover for sickle cell patients

K —/month

  • Sickle cell consultation
  • Adult and child nebulisation, oxygen therapy
  • Medical certificate, ECG
  • IV injection, respiratory physiotherapy, infiltration, drip
  • Fluid puncture, plaster splint
  • Transcranial Doppler, abdominal ultrasound
  • Simple suturing, dressing
  • 3 days hospitalisation
  • Full blood count, full haemogram (HB, WBC, RBC, platelets and more)
  • Stool exam, ESR, reticulocytes, Widal, albuminuria, creatinine
  • Uric acid, CRP, ferritin, blood sugar, blood grouping
  • Hepatitis C, B and A tests, pregnancy test
  • Itano test, haemoglobin electrophoresis
  • Exchange transfusion, blood transfusion, vaccination
Choose this plan

Covering a team? That is what we do best.

Tell us how many employees you have and what you want covered, and we'll send you a tailored quotation.

Business quote